Real Estate Investor Loans

CREATIVE RENTAL PROPERTY LOAN SOLUTIONS!

We go beyond just conventional financing for investment properties. With our Cash-Flow program, borrowers can use cash flow income or debt serve coverage ratios to qualify! If you’re self employed, you may  eligible for our Bank Statement Loan solution which does not require tax returns or 4506-Ts.  Plus, we have many other creative financing options to meet your needs.

Give us a call today to see which investment property loan option is right for you!

LET'S CHAT!

(855) 202-4396

INVESTOR CASH FLOW 

Designed for career investors, using Clash-Flow income to qualify or Debt Service Coverage Ratio (DSCR). 

620 Min FICO
80% Max LTV
75% Max LTV Non Warrantable Condo
75% Max LTV 2-4 Unit Properties
80% Max LTV Interest Only 

MAX LOAN AMOUNT

$5M

loans up to $5 million

This product does NOT require any income documentation other than the cash-flow from the subject property.

INCOME INVESTOR PROGRAM 

Designed for business purpose investors providing income documentation to acquire the most aggressive financing options.

55% Max DTI
540 Min FICO
80% Max LTV
70% Max LTV for 1st Time Investors

MAX LOAN AMOUNT

$5M

loans up to $5 million

Eligible subject property types include single family homes, PUD, condos, 204 unit homes, rural homes, and non-warrantable condos.

Doc type options include: Full Doc, 1099, Bank Statement, Asset Utilization

ADDITIONAL HIGHLIGHTS

Foreign Nationals are eligible for a number of our investor programs

0-36 month seasoning requirements from BK or housing event (varies by program)

Excelerate Capital

4000 MacArthur Blvd
Ste 800
Newport Beach, CA 92660