CREATIVE SOLUTIONS FOR SAVVY BORROWERS.
At Excelerate Capital we understand that not all borrowers fall in the same box. That’s why we’ve built a suite of lending products designed to better meet the needs of home buyers and homeowners who may not fit within agency guidelines.
Below you’ll find information on our products and links to learn more about each solution. Don’t hesitate to contact us with any questions.
SELF EMPLOYED BORROWERS
We offer home loan programs designed for self employed borrowers including our highly popular Bank Statement Loan product which does NOT require tax returns or 4506-Ts. With our Excelerate Express product borrowers may seek approval using a Profit & Loss statement prepared by a third party licensed CPA.
REAL ESTATE INVESTORS
Our Investor Cash Flow program is designed for career investors and uses Cash-Flow income or Debt Service Coverage Ratio (DSCR) to qualify. We also an Income Investor program for business purpose investors providing income documentation to acquire the most aggressive financing options.
MIXED USE PROPERTIES
Get the financing you need for your next mixed use property used for a variety of commercial and residential uses. Financing options available for up to 6 units and loan amounts up to $1.5M.
Our GATEWAY mortgage loan program is designed for foreign national borrowers looking to achieve homeowership in the United States. This home loan program combines with our Excelerate, Income Investor, and Cash-Flow Investor mortgage products to offer borrowers a variety of qualification options.